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Kamal Kumar Gurung
DIRECTOR
Meet Kamal, Your Trusted Mortgage Broker
Kamal Kumar Gurung
Director, Mortgage Broker and Loan Specialist
Kamal leads Laughing Buddha Finance & Home Loans, bringing a background in finance and administration and more than 14 years in mortgage and finance broking. Before moving into broking, he was Associate Director of Finance and Administration at Central Queensland University’s Brisbane campus. That role still shapes how he reads the numbers, and how he explains them to clients.
He holds an MBA, a Bachelor of Business and a Certificate IV in Finance and Mortgage Broking. He’s an accredited member of the Finance Brokers Association of Australia (FBAAAM) and a member of the Australian Financial Complaints Authority (AFCA). For clients, what matters is how he uses that knowledge: practical advice for your particular situation.
Plenty of clients come to Kamal for home loans. Others come when things are a bit more complicated, such as commercial property, growing a business, SMSF lending, or building a portfolio where the structure matters as much as the rate. He’s helped hundreds of people buy, refinance and invest, and he still treats every new client as the start of a long relationship.
How Kamal works
Kamal doesn’t rush. He wants to know what the property, car or business purchase is really for, what your income looks like over a whole year rather than a single payslip, and what would keep the repayments manageable if things changed. Once he has that picture, he compares lenders and loan structures.
Complicated loans don’t need complicated explanations. Kamal talks through SMSF, commercial and multi-property loans in the same plain language he’d use for a first home loan. He’ll tell you what’s possible, what isn’t, and what would need to change. That kind of honesty is a big part of why people choose our brokerage. Most importantly, he prioritises your best interests when providing financial assistance.
The Whole-Year Picture
Evaluating income patterns across 12 full months rather than a single payslip, ensuring your loan structure remains comfortable and manageable through life’s changes.
Plain-Speaking Clarity
Navigating SMSF, commercial and multi-property structures in the same transparent language as a first home loan, so you are always fully in control.
A note from Kamal
“I would like to sincerely thank our valued clients for their continued trust and support. To our new clients, welcome to the Laughing Buddha Finance & Home Loans family. We look forward to helping you achieve your financial aspirations and being part of your journey for years to come.”
Kamal Kumar Gurung
Director, Mortgage Broker and Loan Specialist
Credentials at a glance
Certificate IV in Finance and Mortgage Broking
Professional national standard in Australian credit and mortgage broking.
Bachelor of Business (BBus) test
Core grounding in commercial finance, accounting and business economics.
Master of Business Administration (MBA)
Advanced strategic financial planning, risk evaluation and management.
Finance Brokers Association of Australia Accredited Member (FBAAAM)
Strict adherence to the FBAA Code of Conduct and continuing professional development.
Member of the Australian Financial Complaints Authority (AFCA)
External dispute resolution coverage guaranteeing accountability and trust.
More than 14 years in mortgage and finance broking
Proven record advising on residential, commercial and SMSF finance across market cycles.
Former Associate Director of Finance and Administration, Central Queensland University, Brisbane campus
Executive stewardship of university finances, structuring and operations.